CDs and IRAs

CDs and IRAs

More in this Section:


Geographic Limitations
Required New Account Information
FDIC Insurance Coverage Notice
Certificates of Deposit
Freedom Certificates of Deposit
Individual Retirement Accounts

Certificates of Deposit (CD)

Earn a higher, fixed rate of interest
  • Minimum opening deposit of $500
  • Automatically renews at maturity at the current rate being offered. Ten calendar day grace period
  • Interest compounded quarterly
  • Rate offerings are subject to change weekly
  • A Penalty may be imposed for early withdrawal.  For more information please contact a bank employee.

Multiple and flexible maturities available to meet your needs. For more information Contact Deposit Services


Freedom CD Certificate of Deposit

Earn a higher, fixed rate of interest; limited deposits and withdrawals allowed without penalty
  • Minimum opening deposit of $5,000
  • If balance drops below $2,500 you are required to close account
  • 24-month term
  • Automatically renews at maturity at the current rate being offered
  • Interest compounded quarterly
  • Rate offerings are subject to change weekly
  • First National reserves the right to limit deposits
  • For more information Contact Deposit Services

Individual Retirement Accounts (IRA)

A tax-friendly way to save for the future
  • FDIC Insured up to $250,000
  • Guaranteed not to lose principal balance
  • Earn attractive rates of interest
  • Variable or fixed rate options available. Penalty for early withdrawal for fixed rate IRAs
  • Consult with your tax advisor regarding how an IRA may benefit you