Disclosures

Disclosures


Geographic Limitations
Required Information for Opening a New Account
FDIC Insurance Coverage Notice

Geographic Limitations

Deposit Services
  • Existing Customers- no limitations
  • New Account Applications limited to the following counties:
    • Nebraska- Dawes and Brown Counties (and bordering counties)
    • South Dakota- Fall River and Shannon Counties
    • Wyoming- Niobrara and Goshen
  • We will consider accepting new account applications outside this area on a case-by-case basis. Please Contact Deposit Services with your request.
Loan Services
  • Personal Loans
    - Our primary lending areas include Dawes and Brown Counties, Nebraska. We will also accept applications in bordering counties.
  • Home Loans
    - Our primary lending areas include Dawes and Brown Counties, Nebraska. We will also accept applications in bordering counties.
  • Business Loans
    - Our primary lending areas include Dawes and Brown Counties, Nebraska. We will also accept applications in bordering counties.
  • Agricultural Loans- Our primary lending areas are Dawes and Brown Counties, Nebraska. We will also accept applications from the following counties:
    • Nebraska- Sioux, Box Butte, Sheridan, Cherry, Grant, Hooker, Brown, Rock, Keya Paha, Holt, Boyd, Blaine, Custer, Loup and Garfield
    • South Dakota- Fall River, Shannon, Bennett, Todd, and Tripp
    • Wyoming- Niobrara and Goshen

We will consider accepting new loan applications outside this area on a case-by-case basis. Please Contact Loan Services with your request.


Required Information for Opening a New Account:

Important Information About Procedures For Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open your new account, we will ask for your name, address, date of birth, Social Security Number or Tax Identification Number, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

For corporation, partnership, trust and other business accounts we will collect name, taxpayer identification number and the physical location of the business. As per bank policy, other information may also be necessary.

FDIC Insurance Coverage Notice

In connection with FDIC Insurance coverage, the following institutions are considered one institution:

First National Bank of Chadron,
Chadron NE
First National Bank
a Branch of First National Bank of Chadron,
Ainsworth, NE
First National Bank - Drive-Up Location
a Branch of First National Bank of Chadron,
Ainsworth, NE

Any deposits that you may have at the locations above are grouped together under like ownership for FDIC Deposit insurance coverage. This means that all your deposits are grouped together under one FDIC Deposit insurance coverage limit.